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Rental Loans | Hard Money | Vacation Rentals | Commercial Lending
Fast. Simple. Dependable.
Financing For Real Estate INvestors.
Apply Now and Get Approved Quickly.
We provide short-term and long-term financing options for real estate investors in all 50 states regardless of credit score.
Fast. Simple. Dependable.
Financing For Real Estate INvestors.
Apply Now and Get Approved Quickly.
We provide short-term and long-term financing options for real estate investors in all 50 states regardless of credit score.
rental loans
Rental Loans
Long-term financing for single family residential properties
vacation rental loans
Vacation Rentals
Long-term financing for vacation rental properties
commercial loans
Commercial Loans
Long-term financing for Mixed-Use and Multi-Family properties
Our Process
We Are Fast. Our Process is Simple. You Can Count On Us.
Essentials only; no tax returns or personal financial statements. No complicated NOI calculations. We use a simplified DSCR (debt-service coverage ratio).

Application

You provide us a completed
application and pay for the appraisal. We evaluate your credit.

Processing

One of our loan processors is assigned and works with you on gathering the rest of our required documentation.

Funding

Processor submits full loan package to underwriting team; once approved we schedule your closing.
Work with a lender that strives to be transparent about their qualifications. Avoid last minute surprises and always know your rate with set straight-forward pricing.

Rental360 Loan Program is Perfect for Professional Investors Looking to Grow their Portfolio of Single-Family Rental Properties.

Rental360 Features

  • Full 30 year terms, No Balloons
  • Streamlined qualification process emphasizing property level cash flow
  • No tax returns required
  • ​Up to 80% LTVs
  • ​Simple haggle free pricing you can depend on
  • ​Protect your identity and other assets by borrowing in a corporate entity

Partner with a Lender That’s Highly Specialized in Rental Loans

The Rental360 Loan Program is specifically designed for investors looking to grow their portfolios of single-family (1-4 unit) rental properties. We have the most experience in the industry and have the customization investors need for their investment strategies.
  • Rate Structure: Pick from a 5/1 ARM, 7/1 ARM, or 30-Yr Fixed. The 5/1 ARM and 7/1 ARMs are ideal for transitional rentals, while the 30-yr fixed is a more permanent financing option.
  • Origination Fee: Our standard origination fee is 1%, yet borrowers have the option to pay more or fewer points to either buy down their rates or pay less cash upfront.
  • Prepayment Penalty: A prepayment penalty is a contractual clause that states the borrower is going to pay the lender an additional fee if the borrower pays off the loan early. Our standard prepayment penalty is a 5-year structure, but if the borrower wants to pay the loan off sooner, they can opt for one of our 3-year structures.

Get a Better Loan Product and Smoother Borrowing Experience.

Vacation Rental Home Loan
Cash-Out. Refinance. Purchase.

A Loan Program Designed for Only One Thing: Vacation Rentals

  • Common sense underwriting of your short-term rents
  • Full 30-year term (no balloons) for your peace of mind
  • No tax returns required
  • ​Simple, haggle-free pricing you can depend on
  • ​Protect your identity and other assets by borrowing in a corporate entity

Yeah. It's Really That Simple.

Commercial Real Estate Loans 
Stable Assets. Stable Cash Flow.

Commercial Loan Features

  • Loan amounts from $300k-$3 million on multi-family and mixed-use properties
  • Full 30- year terms with No balloon payments
  • Loan-to-values up to 75%
  • ​No personal DTI; no tax returns; qualify based on property cash flow
  • ​Purchase, rate and term refinance and cash-out refinance
  • ​Protect your identity and other assets by borrowing in a corporate entity
This New Commercial Property Loan Program is Ideal for Real Estate Investors Seeking to Grow Their Portfolios with Multi-family and Mixed-use Properties.

Hard Money Loans
Fix & Flips. Rental. Rehab.

Partner with a Lender That’s Highly Specialized in Hard Money Loans

We only partner with the Top Rated Private Hard Money Lenders in the country. Specializing in helping seasoned and beginner real estate investors by providing short-term mortgage solutions to acquire fix and flips, rental properties, rehab, or refinance commercial properties all across the United States.

What Do I Need To Qualify For a Hard Money Loan?: It's Straight Forward.

The first thing you’d need to get approved for a Hard Money loan is to have at least 25% to 40% down payment in the case of a purchase, or substantial equity in the property if you’re looking for a cash-out refinance.

The higher the down payment or property equity you have, the more likely you will be approved. We will also look at your credit score and cash reserves. We look at this to assess if you can make payments on time and pay for other costs like taxes, insurance, etc. Last but not least, we will look at the borrower’s experience in real estate.

If this is the first time that the borrower is going to finance investment real estate, he or she might face more scrutiny than a borrower with years of experience in these types of deals.
 Take Advantage of Competitive Non-bank Lending Options for Commercial Real Estate and Residential Rental Properties.
Partnering With MortgageNow.IO by TCG is Far Simpler Than Applying for a Bank Loan.
Our Process
We Are Fast. Our Process is Simple. You Can Count On Us.
Unlike traditional lenders, with TCG, investors qualify on the cash flow generated from their investment property. Not on their personal income. This greatly simplifies the loan process by eliminating the need for lengthy tax returns and detailed personal income documentation.

Application

You provide us a completed
application and pay for the appraisal. We evaluate your credit.

Processing

One of our loan processors is assigned and works with you on gathering the rest of our required documentation.

Funding

Processor submits full loan package to underwriting team; once approved we schedule your closing.
Let's Work Together to Help You Realize Your Dreams of Growing Your Real Estate Portfolio.
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